Your life is full of choices. Having a trustworthy, experienced advisor to guide your through your important financial decisions and help you develop long-term goals and solutions for your financial and insurance needs makes all the difference in the security of your future.

Clients looking for solid advice and common sense solutions choose Harmony Financial. Harmony Financial meets the financial objectives of its clients by providing the highest level of service and delivering superior investment options and sound advice.

Harmony Financial’s investment process involves customizing each portfolio to the client’s objectives and risk profile. Our one-on-one philosophy means paying more attention to our clients, understanding their goals and recognizing their needs.

With Paul’s designations: Certified Financial Planner (CFP) Chartered Life Underwriter (CLU) Chartered Financial Consultant (CH.F.C) Chartered Insurance Professional (CIP) Fellow Chartered Insurance Professional (FCIP).

Paul’s sensible and holistic approach to planning focuses on helping his clients establish realistic goals. He provides ongoing value by helping develop and monitor all investment and insurance strategies to support those objectives.

Paul Crema

Mutual Fund Portfolio Management

Whether you are new to mutual funds and considering the best approach for your investment or a long-time mutual fund…

Investment Advice

We live in an age where it is relatively easy to find financial information – it is even easier to quickly become…

Insurance Advice

Paul Crema and Harmony Financial have over 20 years experience in working with many of Canada’s largest insurance…